Hey all, My entire life I have been extremely debt averse. I chose to go to state college because I didn't want to take out much in student loans. When I bought my car I paid it off in 4 months. I financed a new furnace/AC unit and did a 12 month no interest loan that I paid off in 5 months. I have never paid a cent of credit card debt. Besides my mortgage, I only have about $8,000 in debt (all student loans still). I have always been extremely tight knit with my finances, which is funny because if you saw my portfolio I would be considered super high risk lol. It seems to have worked so far, but I am also wondering if this is the right way to do things? Phrased another way... What are the benefits and drawbacks to my debt averse approach? Am I missing something? Thanks in advance for any insights!!