Welcome to Finance and Investing JustJoey Style. Ask questions. All of them. The more specific you are about what you want, the better the plan can be to actually achieve it. This community is built around one simple principle Get your finances stable first, then invest with discipline. Most people fail in investing because they start too early without structure. Here, we fix that. Before anything else, understand this Step 1 is always budgeting and financial control. If your spending is not under control, investing will only create stress instead of growth. Take control of your money. If you don’t currently have a short term spending plan or budget, the quick start guide (one time payment) is a strong place to begin. It helps you ask the right questions and actually get started. Inside this community, you will learn how to organize your money how to build a system that works how to prepare for long term investing the right way When it comes to investing, we focus on two things asset appreciation, which means what you own increases in value over time compounding, which means your money grows faster the more you have invested Example: If you own 1 share and it goes up $10, you make $10 (asset appreciation) If you own 1,000 shares and it goes up the same $10, you make $10,000 (compounding) But none of that matters if you don’t stick with it. Let’s be honest, if you aren’t going to stay consistent, why even start You will most likely end up right back where you were That is why we focus on small, consistent changes. Just like working out One intense workout a year does nothing Consistent workouts each week, even low intensity, are what actually change your life The goal here is simple Do things you will actually stick with long term Not go all out, burn out, and quit a few months later We find the way that works for you so you stay consistent and improve over time First step after joining Introduce yourself and share Your name What you are currently doing (job, school, business, etc.)

This applies to EVERYONE in the community, not just new members. We operate on structure and discipline, not emotions. Foundation rules: • No investing until your financial foundation is strong • Budgeting and spending control comes first • You must understand your “why” before investing • You must have a working money system, not random spending • Minimum $1,000 emergency fund is strongly recommended • Ideally one month of expenses saved before investing • You should have a surplus before entering the market Investing rules (non negotiable): • No selling based on emotions • No constant portfolio changes or rebalancing • Avoid unnecessary taxable decisions • No panic decisions • Do not check your investments every day • This is about ownership and long term discipline Core mindset: Investing is not gambling or guessing It is a long term system built on stability, not instability If you follow this properly, investing becomes simple and controlled.

Once your foundation is in place, this is where investing actually begins. This is not about chasing quick money or trying to time the market. This is about building something that lasts. Here’s the process: Open a brokerage account, something simple like Robinhood or Fidelity Take a moment and define your mission. Why are you doing this? What are you actually trying to build long term? Set up recurring investments so you remove emotions and stay consistent Choose a portfolio approach that makes sense for you and that you can stick with Automate as much as possible and focus on holding long term Only check in occasionally. No overthinking, no constant adjustments And most importantly, follow the rules from the foundation at all times This only works if you stay disciplined. There will be moments where you feel like changing things, stopping, or reacting to the market. That’s exactly where most people go wrong. The goal here is simple: Build discipline first Then build long term wealth through consistency If you can stay consistent, this becomes a system that works for you over time instead of something you constantly struggle with.