Hey all, My sister and I started a corporate investing account because our cash in savings was getting a 0.25% return (WTF!) Our goal is to grow the account over time, with as little risk as possible. Our breakdown right now is: -60% bonds (1/3 3-month, 1/3 6-month, 1/3 1 year) -20% SPYM -20% VXUS. Curious your thoughts on this? First time buying bonds, and honestly don't really like them (4% guaranteed seems good, but with inflation, ehhh....) @Joey Shaw How would you allocate funds to be very safe but also get returns?