Just wanted to share my small win. My over all credit profile has increased. 2026 will be even better!

Hi everyone! Im new here and excited to learn more about how to fix my credit.

Here to learn and make connections. :)

Since we missed last week’s drawing, we pulled two winners yesterday for the last two week and a huge congratulations goes to @Ramell Baldwin and @Trevon Josiah 🎉👏🏽 Both of you earned your spot by taking action and sharing your wins, which is what this community is all about! Keep going, this momentum is exactly what gets you to excellent credit. A special shoutout to our rockstar @Vickie Guerra who was the only viewer on the livestream. Showing up matters, and we appreciate you! If you want to be in the running next week, make sure you’re sharing your wins, your updates, and any progress you make on your credit journey. Every step forward counts as an entry. Be sure to join us on next week’s live raffle… and remember, this is about to be our best year yet 🤍 Let’s level up!

Hey family! I wanted to share this because I think it’s something we all need to consider right now. The holidays are just around the corner, and I know we’re eager to get gifts and maybe splurge a bit after a challenging year. Just a heads-up when you’re planning your budget: if you’re planning to use more than 10% of your credit card limit, make sure you have enough funds to pay it off before the statement closes! Also, if your credit card balances are already over 30%, you’ll need to make some difficult decisions. I’ve written about the importance of consistency, but the other key to achieving that 800 credit score is accountability! You need to take responsibility for the habits that led you to where you are now. I know that might not be the most cheerful message before Christmas, but we need to hold each other accountable if we want to improve our situations. Tough conversations can build character and teach valuable lessons to those around us. I hope I didn’t come across as harsh; I just want all of us to succeed and live the lives we desire without facing struggles or being denied opportunities.