Sacrifices… · Level Up Your Life

Sacrifices…

Hey family! I wanted to share this because I think it’s something we all need to consider right now. The holidays are just around the corner, and I know we’re eager to get gifts and maybe splurge a bit after a challenging year. Just a heads-up when you’re planning your budget: if you’re planning to use more than 10% of your credit card limit, make sure you have enough funds to pay it off before the statement closes! Also, if your credit card balances are already over 30%, you’ll need to make some difficult decisions. I’ve written about the importance of consistency, but the other key to achieving that 800 credit score is accountability! You need to take responsibility for the habits that led you to where you are now. I know that might not be the most cheerful message before Christmas, but we need to hold each other accountable if we want to improve our situations. Tough conversations can build character and teach valuable lessons to those around us. I hope I didn’t come across as harsh; I just want all of us to succeed and live the lives we desire without facing struggles or being denied opportunities.

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