I found the Youtube video from 2 months ago. Packed with helpful information. https://youtu.be/qPAuaNnSemk?si=bm0sP1dOMy3VsUaY

The S&P and Tech are continuing to slide, so I’m keeping it simple: I’m not diversifying into new territory. Instead, I am loading up on more shares of my core high-conviction positions. My Two Buying Windows Today: - Window 1: 6:30 AM – 7:30 AM PST (Market Open) - Window 2: 12:00 PM – 1:00 PM PST (Late Day) What I’m Buying: - HYLD, HDIV, QDAY: Doubling down at these levels. - MSTE: Still a Hard Pass for now. I’m staying disciplined and waiting for Bitcoin to drop to $65K or lower before I cycle back in. The Non-Reg Pivot: Why CDAY? I’m likely starting a CDAY position in my Non-Reg tomorrow. Since my TFSA is maxed out, HDIV can only grow as fast as its own distributions allow. For the taxable account, the tax efficiency of CDAY is the clear winner: CDAY: Eligible Dividends - 2.58%, Capital Gains - 7.88%, Return of Capital (ROC) - 89.54% HDIV: Eligible Dividends - 0.00%, Capital Gains - 24.74%, Return of Capital (ROC) - 75.26% That ~90% ROC makes CDAY a much better tool for tax-deferred compounding in a Non-Registered account. I’m skipping SDAY (85.5% ROC) for now as HYLD is already covering that ground effectively. Current Portfolio Blueprint: - USD RRSP: TSPY / ISBG - TFSA: HDIV (Growth via distributions, and MSTE Distributions) - Non-Reg: HYLD, QDAY, and likely CDAY. Stay disciplined. Buy the red, ignore the noise. 🥂

I merged Value Picks+ Insider Buying. I can only have a certain amount of community tabs apparently, so I had to make room to add this RETIREMENT tab. Post all retirement related discussions here! Thanks to Michael for the suggestion on creating this group!

After 15 years in marketing, I’ve realized I’m simply tired and would rather spend my time with my family than building marketing campaigns for large public companies with my team. Throughout 2026, I am transitioning THRYV AI Corp into a media company for my YouTube channel and will no longer accept new advertising clients; I’ll maintain current clients for now but will slowly phase them out and refer them to other agencies and find my employees work at other companies for the same salary. My future income will flow from my media properties, various investments, and also this portfolio I am building publicly, which I’m driving toward a $2M goal within two years to generate a sustainable $10,000 monthly. I’ve already started by adding $50k of HYLD to my non-registered account, $10k of TSPY and more ISBG to my USD RRSP, and increasing my HDIV in my TFSA, focusing on core positions with minimal NAV erosion so the principal keeps growing even as I draw 80% of the distributions. This has been a long time coming, I originally planned on working until 45, but I simply can't...I'd much rather just invest, make youtube videos, brain storm with everyone in the $1M Club, and hang out with my wife and kids. Here's to a new chapter. I've attached some screenshots of the updated portfolio, I injected about $350,000k CASH into this portfolio to help build my initial positions.

Hey Community, for 2026 is the first year that i will have a non-reg account. have a question about next tax season. ( I live on Vancouver Island , B.C.) I am only holding only MSTE in this account for now will use the dividends to buy other Canadian ETF'S that qualifie for the Canadian tax break down the road. I talked to my accountant and they said i will probably have to pay taxes on my dividends earned in this non - reg account, but from listening to the Friday live stream sounds like i might not have to? My question's -If i pull the Dividend out of the non - reg from MSTE and put in my chequing account do i pay tax on the dividend's? -If i leave the Dividend in the Non-Reg account would i still pay tax?