My Father some what copies my moves but also does his own thing for investing. Bought #ACO (Atco Ltd) for my Mom told him about it early last year. I guess they got talking and she wants to move her cash from a Bank savings account into income generating TFSA. He is holding some stock but CC ETF I'll list. BIGY, CANY, CDAY, EASY, ENCL, HDIV, HHIS, HHLE, OILY, QDAY, UTES. Also, yes BIGY and CANY are in EASY, he is waiting till both holdings are green before he sells them before moving them into EASY. Also a non-MSTE holder. So, my question is. For their older and I have good idea of what could go after. Seeing what the Club thinks that are safe holdings to generate. Nothing that really moves in price, holds its valve but has that good income side to it. Also distribution growth. Looking at HDIV, BMAX, HDIF(?), A Twice a month Payer.

New Chapter: Officially Unstuck! They say the dreams you have in your 30s, 40s, and 50s shift once you hit the 60s Club. For us, that shift became a reality today. Are you feeling STUCK? For 26 years, our Caledonia home "Sandals Caledonia" was the backdrop for a lifetime of memories. We loved it, but as our lives changed in 2024, we realized the "monuments to success" we built in the past weren't what we needed for the future. We decided it was time to downsize the house and upsize the lifestyle. Today, it’s official: the conditions are lifted on our new home! We are becoming Dunnville residents, moving to a beautiful, nicer lot with only two neighbors: peace and privacy, not the village hustle. Place to park our Class A RV for winters or last minute get aways. We have Sandals at the Lake 5 mins away... We’re trading those 30-40-minute drives for a life where everything we need is just 5–10 minutes away. We aren't just talking about the "Unstuck" lifestyle for the brand. We are living it We now own two homes until we say a final, grateful goodbye to this beautiful house in Caledonia. It’s time to stop dreaming about "someday" and start living the Unstuck Dream. Thank you all our friends in Caledonia. #GodIsOurCaptain #35YearAnniversary #LivingtheDream #FaithAndFamily #RetirementIsUs #GettingUnstuck #DunnvilleBound #NewChapter #60sClub #DownsizeToUpsize #LivingTheDream #EnergyToFaith #4 ETF TFSA & RRSP Portfolio

1 in 10 Canadians are being forced out of retirement to work...

It did take me a good 60 days to unlock LIRA. 1/2 went to my RRSP/RIF and other half went into LIF with min withdrawal limits. Yes withdrawals are all taxable based on all income sources. Remember you don't pay fee for RRIF but do pay up to $50-75 if want to remove from RRSP the one half. Pro Tip does not affect space as already factored in with your contributions over the years. Think about it one to put in and other to take out. Deregulation fees are normal on RRSPs why put 70% to RRIF and kept 30% RRSP so could invest from 58 to 71 then have to change to RRIF mandatory.

I merged Value Picks+ Insider Buying. I can only have a certain amount of community tabs apparently, so I had to make room to add this RETIREMENT tab. Post all retirement related discussions here! Thanks to Michael for the suggestion on creating this group!