About $130

Just to give context for who I am. I worked in a commercial roofing and siding business for 7 years mostly doing metal siding in the Twin Cities in MN. I learned my trade very well and ran a great crew for that company. I moved back to the area that I grew up and started my roofing business. I like the retail residential approach, but I'm working on getting familiar with insurance. I'm starting to get some work piling up and I'm trying to figure out the right way to run this business. I'd like to get a crew working full time this year. Any advice is very appreciated!