Made a video covering the basics of credit stacking. Same training VIP students get when they're learning how to land 0% business cards. Goes over all the fundamentals. Credit stacking is the actual skill behind 0% business funding. It's what I've spent the last 10 years sharpening. And it's the foundation of the more advanced Hybrid Credit Stack. If you've been curious what VIP looks like, this is a solid intro to business funding. Comment "STACK" and I'll send you the training.

Here is a post funding interview with @Jennifer Silletto Jennifer is a licensed real estate agent and REO investor out of Nevada. She came to me after wasting $3,000 with another "business credit guru" who ghosted her for months and never got her a single dollar in funding. 45 days later working with me, she got approved across three 0% business credit cards for $55,000 total. She's now using that funding to buy bank-owned properties in cash, renovate them, and refinance into long-term holds. Every deal she funds with 0% business credit instead of hard money saves her around $8,000 in fees and interest. That's the difference between dealing with a guru selling Paydex scores and Net-30 vendor accounts vs working with someone who's actually been getting people approved for almost a decade. I just dropped the full interview on YouTube where she breaks down: → How she got $55K at 0% in 45 days → Why she stopped using personal credit cards for real estate → How 0% business credit replaces hard money → Her honest take on DIY vs hiring someone who does this every day If you want the same strategy Jennifer used, you already know where to go. Book a call here!

This method has roughly a 70% success rate and works in 24–72 hours. I've seen collections vanish same day. Here's the play: Open Credit Karma on your phone. Go to Accounts, find the collection or negative item, and hit Dispute Item. When it asks for the reason, select "This account is involved in litigation." Do NOT select ownership. In the comment section, paste this exactly: "I have not supplied proof under the doctrine of estoppel by silence, Engelhardt v. Gravens (Mo) 281 SW 715 719. I may presume that no proof of the alleged debt, nor therefore any such debt in fact exists." Submit it. Check back in 24–72 hours. In a lot of cases the account shows deleted immediately. This is one method. There are more where this came from. 🔓 Unlock the full breakdown at Level 2 — which means you actually have to participate and take action. That's the point. The people who move are the people who win.

Very few can actually get it done. I get it done...we get it done. She owns her home free and clear. No mortgage. Clean title. But there's a co-owner on the deed that wants to sell. She doesn't. And if she can't buy them out, she loses the property. She talked to 15 different lenders. 15. Not one had a solution. We figured it out in a single text message introduction. Business purpose mortgage on the free and clear property. Pulls the equity out. Uses it to buy out the co-owner. She keeps the property. Then we flip the whole thing into an income producing asset. The area she's in does $10K+ per week on Airbnb. So we didn't just save the property. We turned a problem into a cash flowing machine. That's the difference between someone who knows products and someone who actually knows funding. Most people calling themselves lenders and brokers out here are just order takers with a license.