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UP Creditā„¢

5.7k members • Free

FREE CREDIT SKOOL😁

2.3k members • Free

21 contributions to Cloud Residents Ā· US Credit
Anyone else face this issue? Please see the Screenshots
I’ve got approved for Capital one credit and after online access of the account hours later they sent me email: We’re restricting your CapitalĀ OneĀ® bank account(s) until we can verify some of your personal information. I tried verifying with my passport live photo but its not being accepted , few hours back when they sent me link over phone for verification when i was creating app account on that link it worked but now now working I’m frustrated please help
Anyone else face this issue? Please see the Screenshots
0 likes • 5d
is this account with a new itin?
Got DFCU approved
I have been looking at adding more credit unions to build credit history. I finally added dfcu.šŸ‘šŸ‘
0 likes • 8d
Congrats! which credit building product that caught your attention?
PenFed membership: Who actually has an account here? šŸ’³
I'm really hitting a brick wall with PenFed Credit Union. I've been trying to get my foot in the door, but they sure are making it challenging! I've made several attempts, only to be met with that instant "automatic denial" every time. Since I know many of you have successfully opened accounts with them, I'm reaching out to this community for some help. I'd love to hear your success stories! If you've managed to get in, could you share a few details about how you did it? I’m trying to figure out if there’s a specific step I’m overlooking or if I just need to take a different approach. Thanks in advance for any data point you can share! Let's help each other achieve these wins.
PenFed membership: Who actually has an account here? šŸ’³
0 likes • 11d
@Apple Service oh i think that might be it, going to try again in a few months
Bank of America account approved with ITIN šŸŽ‰
I tried opening Bank of America before and it didn't work. Couldn't verify me online, they asked me to go to a branch with 2 forms of ID. This time I try again. And it worked. What I did: I opened Advantage Plus Banking and Advantage Savings. During the application, I selected U.S. resident alien even though that's not technically my status. The account opened instantly - well, it went into review first, and after about 1 hour I got the approval email. No identity verification was asked this time. I also applied through the USD 500 cash bonus offer. The only thing I changed this time: I applied from my desktop using the Classroom setup with the USD 1 data proxy.
Bank of America account approved with ITIN šŸŽ‰
1 like • 12d
@Ozgur Bolat this would be a very good data point to know...
Penfed Checking Approved
Hi! Application submitted March 17th. During the application process, I was asked to upload my passport, ITIN letter, and proof of address. Approved March 20th.
Penfed Checking Approved
0 likes • 14d
I keep facing automatic denials, and now I'm questioning whether it's due to how I fill out the application.
1-10 of 21
Andre Lewin
3
41points to level up
@andre-lewin-1257
Creative Entrepreneur

Active 11h ago
Joined Feb 10, 2026
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