Most passive income streams aren't truly passive—at least, not at first. If you think you can slap together a course, throw up a few affiliate links, or publish a half-baked eBook and wake up rich, I’ve got bad news for you. That’s not how this game works. The idea of passive income has been sold to most of us as some magical loophole in capitalism—a way to escape the grind and start sipping cocktails on a beach while your bank account grows. Sounds nice, right? And yet, passive income takes work. It takes strategy. And most importantly, it takes knowing what NOT to do. I currently have TWO passive income streams and TWO active ones. One of my active income streams is a regular 9-5 job that pays for all my bills and lifestyle and my other income streams create expendable income to help me buy a house next year. So, if you’re sick of scams, unrealistic promises, confusion and straight-up lifestyle lies from strangers on the internet, read on. Let’s talk about the most common passive income pitfalls—and how to avoid them. ❌Pitfall #1: Thinking It’s Instant Money I hate to break it to you, but passive income is often a long game. Too many coaches, content creators, and entrepreneurs dive into this world expecting overnight results. They build a digital course, launch a membership, or slap some ads on a blog and then—nothing. 💡 The Fix: Give it 3–6 months (at least) to gain traction. The first phase is about, learning, building and understanding, and refining skills and knowledge. It takes time, systems, strategy and PATIENCE before things start running on autopilot. ❌Pitfall #2: Creating Before Testing Here’s a mistake I have made more than one time: spending months building something nobody wants. As a coach, you can decide to create a 12-module online course, pour your heart and soul into it, and then launch to crickets. Why? Because when you build something in isolation instead of testing demand, you don't get to know your audience and how to serve them.

I used to ask myself that question all the time. From the moment I started my career in 2013, I kept thinking about how one bad decision could end my path. So I started working harder. The voice in my head was unforgiving, relentless and unkind: What if you can’t keep this up? What if everything you’ve worked for disappears overnight? What if you wake up one day and it’s all gone? What will PEOPLE say? That fear kept me stuck for years—grinding, overworking, afraid to take my foot off the gas in case everything crashed around me. Between 2019 and 2021 I worked an estimated 7 months' worth of extra time on top of my 35 hour per week contract. That's 1,029 hours of my life I am never getting back! I survived solely on take-away food, had no free time, no joy in life and the money I earned felt worthless because I was ill with stress and anxiety ALL THE TIME! It cost me: 💔 My marriage 💔 My sanity 💔 My joy 💔 My confidence Between 2021 and 2025 I started (and closed) two businesses continuing to hustle my way from day to day and feeling like a failure every day. But then I realised something: I was thinking like a worker, not an owner. Workers depend on someone else. A paycheck. A client. A job that could vanish at any moment. Owners? They build. And once you learn how to build something of VALUE? You’re never afraid of losing again. Because if you can build it once, you can build it again. That’s the difference between 'fake it till you make it' and true confidence. Let's stop hustling to keep everything the same. As ChangeMakers we know that no matter what happens, we'll always know how to create something new on our terms! Will you own your future and create something of value or will you work to maintain your present?

Woohoo! I managed to tick off my first F*cketlist item on the weekend! Visited Stirling Castle!!! Had a fabulous time learning about key moments in Scottish history and a re-watch of Braveheart to round it all off! Who else is winning?!

For years, I played by the conventional rules. Work hard. Save a little. Maybe, one day, I’d have enough to buy a house - or breathe. Spoiler alert: That day never came. Not because I wasn’t capable. Not because I wasn’t smart enough. But because I let my lack of confidence keep me playing small. I told myself passive income was for other people. Investors. Risk-takers. People who knew what they were doing. So, I kept trading my time for money. Working instead of building. Earning instead of owning. And where did that get me? Stressed. Exhausted. Stuck. FOR 9(!) Years! The lesson is this: Confidence isn’t what makes you successful. Taking action is. The second I stopped waiting to “feel ready” and started owning my financial future? Everything changed in only two months. ✅I traded a soul-sucking job for a really lovely one ✅I moves to Scotland (a long-time dream) ✅I started to spend more time with the people I loved ✅I gave myself more experiences that I want to have ✅I created a 4-figure passive income stream (after 15 years of thinking about it) I realised that if I didn't take any action and didn't put myself out there, I would never be able to change anything. Want freedom? Go get it. 🔥🚀 What is stopping you from taking action towards your goals today?! Let me know in the comments and let's help each other grow. 👇

Just wanted to point out a couple more changes to help us all navigate the group: 1️⃣I have added a little icon for every category so it's easier to see which is which. 2️⃣Categories now appear in the order in which they seem to be important to those in the group who have replied to my previous posts: Confidence, Habits, Passive Income, Lifestyle, Books. 3️⃣I have merged 'Ask for Help' and 'Accountability' into '⁉️Help' to try and simplify the categories. 4️⃣We now have a category for '🥇Wins' - post your wins any time to encourage others and yourselves.