Fix my Finances Prompts Fix Your Finances💰 1. Clarity Budget Builder"My total monthly income is [$X]. My monthly expenses include: [list each category + amount]. Can you create a simple, stress-free budget that covers my essentials, savings, and allows some guilt-free spending?" 2. Overspending Detector"Here are my current expenses: [insert categories + amounts]. Based on this, where am I overspending? Suggest realistic, low-resistance ways to cut costs without feeling restricted." 3. Income Booster Prompt"I currently earn [$X/month]. I want to increase my income. Based on my schedule and skills [insert any], what are 3 side hustles I can realistically start with low startup costs and potential to make money within 30 days?" 4. Emergency Fund Gameplan"Help me build a [3]-month emergency fund in [X months] based on my income and current expenses: [insert numbers]. Give me a simple, actionable savings plan that won’t overwhelm me." 5. Debt Payoff Strategy (Avalanche vs. Snowball)"These are my debts: [list debt name, balance, interest rate, and minimum monthly payment]. Create a repayment plan using either the avalanche or snowball method that aggressively reduces my debt, but still fits my current financial reality." 6. Zero-Based Budget Setup"Help me create a zero-based budget for next month. My income is [$X]. I want to assign every dollar to categories like bills, savings, groceries, self-care, and fun — and end with $0 unassigned." 7. Money Mindset Reset"Give me a daily 5-minute practice that includes a money affirmation and a quick journaling or reflection prompt. I want to shift from a scarcity mindset to one of intentional abundance and control over my finances."