Too many 1099 providers are getting conflicting advice, overpaying in taxes, missing deductions, or setting things up the wrong way simply because nobody ever explained it clearly. That’s exactly why we created 1099 Anesthesia Advantage. Drop your CPA questions below or in the link/comments and we’ll cover as many as we can in our upcoming call. 👇

Jump over to our LIVE Q+A with Richard!!

If you just switched from W-2 to 1099, or you are about to, you are probably asking yourself: "Should I open a SEP IRA?" That is the wrong first question. The better question is: what am I trying to make this plan do? Get the easiest setup? Get the largest deduction? Get Roth access? Preserve a backdoor Roth IRA every year? Open up mega backdoor Roth potential? Stay simple? Those are not all the same plan. The new Free Bonus inside the community covers: — A 30-second Self-Assessment that tells you exactly which training to start with — An 8-minute training on the five main retirement plan options and the six questions about yourself you have to answer first — A vocabulary glossary you can keep on your desk — A self-assessment worksheet to bring to your CPA — Plus the IRA pro-rata rule — the quiet backdoor Roth killer most new 1099 providers do not know about Free to all members. Inside the Classroom alongside Step 1 (Tax Audit Tool). If you want to go deeper — the full mechanics of mega backdoor Roth, Cash Balance stacking, and the Retirement Maximizer calculator — that lives inside paid Step 9. Educational only. Not tax, legal, or financial advice.

Hospitals need anesthesia. Surgery doesn’t happen without it. We’re sitting down with an anesthesia agency owner—who’s also a practicing CRNA in the OR every day. His perspective is simple: your worth isn’t tied to what anesthesia bills…it’s driven by supply and demand. And right now, demand is high. What do you want to ask him? 👇

*The 4 Buckets Inside a 401(k): Why Most People Misunderstand the Mega Backdoor Roth** Most people think the mega backdoor Roth is just a Roth conversion. It is not. A Roth conversion usually means taking existing pre-tax money, paying tax on it now, and moving it into Roth. A mega backdoor Roth usually means putting new after-tax money into a properly designed 401(k), then moving that money into Roth. Same destination. Different starting bucket. Completely different tax result. The question is not, “Does Schwab/Fidelity/Vanguard allow it?” The better question is: **Does your specific 401(k) plan document allow voluntary after-tax employee contributions and Roth conversion or in-service rollover?** That is what we will break down. Educational only. Not tax, legal, or financial advice.