Learn how private capital is used in real estate investing, including private capital, hard money, and DSCR loan structures. This course explains capital structures, loan-to-cost concepts, and how deals are evaluated for educational purposes. • Creative Finance: Private capital, hard money, and DSCR loan structures. • Capital Stacks: How senior loans and 2nd TD gap financing are structured. • Underwriting Basics: How lender guidelines and deal packages are reviewed.

This course explains DSCR loans for rental properties, including how debt service coverage is calculated, how rental income is reviewed, and how DSCR loans differ from hard money and bank underwriting for educational purposes. • Income Documentation: How DSCR underwriting reviews rental income. • Loan Comparison: DSCR, hard money, and bank loan structures. • Cash Flow Analysis: How rental income and expenses are evaluated.

This course explains the home financing process in plain language for purchases and refinances. • Borrowing Basics: How credit and income are reviewed. • Loan Products: Comparing FHA, Conventional, and VA options. • Underwriting: How underwriters evaluate an application. It is designed to build a solid foundation for understanding homeownership and investment financing.

The Private Money Masterclass This course teaches how private lending works in real estate investing, including private lenders, 2nd trust deeds, and joint venture partners. Led by Manuel Angeles, it explains how capital structures are evaluated and how deal terms, costs, and risks are reviewed for educational purposes. • Capital structures: How private money deals are structured. • Deal review: Evaluating terms, costs, and risks. • Included materials: Private Money Playbooks and case studies.

This course explains DSCR loans in depth, taught by Manuel Angeles. It covers how cash flow is reviewed, how DSCR loans compare with hard money and conventional bank underwriting, and how lender guidelines are structured for educational purposes. • Long-Term Debt: How DSCR loan terms are evaluated. • Lender Guidelines: How guidelines and documentation are reviewed. • Included Materials: DSCR Playbook, Calculator, and Guideline Matrix.

This course explains the home loan process for purchases and refinances, led by Manuel Angeles. It covers pre-approval through escrow and closing, how credit, income, and assets are reviewed, preparing application paperwork, and understanding underwriting requests. • Timeline: Pre-approval to escrow and closing. • Financials: Credit, income, assets, and DTI. • Applications: Preparing complete paperwork. • Underwriting: Understanding lender requests.

CRE FUNDED — The Commercial Real Estate Finance Masterclass. 37 in-depth lessons on every major commercial loan type (bank & portfolio, DSCR, bridge, SBA, agency, HUD, CMBS, construction, land, mezz) and every asset type (multifamily, retail, industrial, self-storage, hospitality, special-purpose). Master the five numbers of CRE, read a T-12 like a lender, package deals underwriters respect. Included with Premium — $97/mo or $970/yr.