13d • Spending Investigations
Why We Spend Wednesday
If your spending patterns most resembled an animal, which of these would it be?
🐦 The Magpie
Easily distracted by new ideas, gadgets, hobbies, and opportunities.
Spending is driven by curiosity and excitement.
May have a cart full of things they're "still thinking about."
🦦 The Otter
Spends on fun, experiences, comfort, and memories.
Doesn't necessarily buy everything, but prioritizes joy.
Laid-back and relaxed, but happiness is a major spending category.
🐈 The Cat
Selective rather than impulsive.
Doesn't buy much that doesn't matter.
Doesn't care about other people's opinions.
Will absolutely spend on something they truly value.
🐀 The Rat
Resourceful and practical.
Looks for deals, coupons, points, secondhand options, and workarounds.
Often gets the same result for less money.
Will repurpose stuff before buying new.
🐝 The Bee
Plans ahead.
Invests in goals, skills, family, and the future.
Comfortable delaying gratification if it serves a greater need.
🐿️ The Squirrel
Collects resources and prepares for future needs.
Likes having reserves.
Saver instead of spender.
May struggle to spend because "what if I need it later?"
🐉 The Dragon
The ultimate hoarder of wealth.
Security comes from seeing savings increase.
Thinks long-term and often evaluates purchases against bigger goals.
May make large purchasing decisions if it will increase wealth overall.
🐢 The Turtle
Most deliberate spender of the bunch.
Rarely makes impulsive purchases.
Wants to understand every option before committing.
May paralyze them until they know it's "the best possible choice"
🐦 The Magpie - "Ooh, shiny!"
🦦 The Otter - "Life is meant to be enjoyed."
🐈 The Cat - "I know what I want."
🐀 The Rat - "I can make this work."
🐝 The Bee - "Everything has a purpose."
🐿️ The Squirrel - "Save it for later."
🐉 The Dragon - "The treasure must grow."
🐢 The Turtle - "Let me research this for six months first."
Something else - I will let you know in the comments!
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Why We Spend Wednesday
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