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Owned by Rachael
A space to understand your spending, even if you aren't a "budget person." Honest conversations, quirky questions... and the occasional donut analogy.
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28 contributions to The Five Money Trees
13h •
Scenario Saturday
Unhinged but honest thoughts... Which money thought has crossed your mind at least once??
Poll
2 members have voted
1 like • 13h
My love language is gift giving, and sometimes I apply that sympathy to myself a little too readily! Tough day? Let's buy a donut. Stressed out? Another season of TV would help. Feeling upset? How about buying yourself something fun off of Amazon? Anyone else do this too??
1 like • 10h
@Kurt Mell I just found out last year that I have ADHD and one of my favorite pieces of advice was "do it the moment you think about it". Obviously that doesn't work all the time, but I would rather randomly brush my teeth at 3:07pm because it occurred to me vs forgetting about it entirely! I get a lot more done being spontaneous! :)
2d •
Flash Friday Challenge
Turn clutter into money, space, and/or peace. How much can you declutter or optimize this weekend to curate your life to fit your Current Self?
1 like • 1d
@Nicola Skeet Great!! Feel free to post before and after pics if you would like to share! 😊
2 likes • 20h
I made some progress on my desk last night. Anyone else get into a weird "mood" for decluttering at random times or is that just me? 😂
1 like • 3d
One little thing that helps me - every time I get paid, I take out a small amount in cash. No more than $20. I find it's harder for me psychologically to spend cash than to charge it, so it's my backup savings plan. (Yes, I know it isn't getting any interest. But unless it's sitting in a high yield savings account or something similar, it's not going to be earning much of anything anyway.) I don't keep much lying around, once it gets up to a certain amount I do deposit it back in the bank to start the process over again. But it's nice to know that if I needed it, or something happened to my credit card, etc., I would have at least a little something set aside in cash to help tide me over.
1 like • 3d
@Kurt Mell Good for you! Not an easy task overall, but you did a good job of breaking it into smaller steps too!
3d •
What's on your "Squish List"?
So this idea is NOT original to me. It's actually known better as "dopamine menu". The abbreviated version is a list of items that make you happy, based on how easy they are to achieve or how much time they take or how happy they make you. It's funny - I couldn't figure out why a list would make sense, since obviously I know what I enjoy, but when I actually tried this, I was surprised by how many days I get depressed enough I can't think of anything I enjoy (until I look at my list). And of course somehow I corrupted the name in my brain. I don't know when or how I started referring to dopamine as 'squish', but it's stuck ever since. Don't judge. 🙃 Here's my Squish List (in no particular order and incomplete): Sleep Favorite meals/foods Dessert Coffee Pepsi Mobile games TV shows Old-time comedy radio shows Clean memes Budgeting Creating or listening to music Wearing my bathrobe Fresh socks Stickers Stuffed animals/pillows Planners Looking up new recipes Looking at image search results Decluttering/organizing Creating printables or art in Canva Playing computer games VR exercise Spending time with my pet rats Journaling Trying a new hobby Creating jewelry German practice Jigsaw puzzles LEGOs Spending time with family or friends Subscription box or new magazine Reading Writing fiction Talking with ChatGPT Vacation/travel Of just this list alone, I figure twenty-four of those things are things I can do for free. That's a lot of happiness for $0!! What's on your Squish List? Have you spoiled yourself yet today??
2 likes • 3d
@Mete Olmez hahahaha 😂 🤣😂
4d •
Why We Spend Wednesday
What gives you more dopamine: getting something, using something, or owning something?
1 like • 4d
For me, it's actually more the getting and the owning than the actual using. Kind of sad, maybe, but true! It's why I have so many unread books, never touched planners, and a practical 'shrine' of DnD games and adventures that I am never likely to play. But I love having!!
1 like • 4d
@Kurt Mell Spoken like a true minimalist! 😄
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@rachael-snavely-4602
I help people build simple, flexible budgets that actually fit their lives. I share honest stories, real mistakes, and practical ways to handle money.
Active 4h ago
Joined Apr 18, 2026