✨ Get started. Progress only happens when you begin. ✨ Focus on what you’re doing today. ✨ Be honest with yourself: What are you actively doing to build your credit right now? ✨ Pause the applications. Applying for new credit with low scores only hurts you more. ✨ Educate yourself on the basics. ✨ Stop adding more debt. You can’t fix a leak while the water is still running. ✨ Learn it, apply it, then teach your kids. This is how generational cycles are broken. ✨ Build money management skills. Credit and discipline go hand in hand. ✨ Remember: It didn’t get bad overnight, so it won’t be fixed overnight either. ✨ Do NOT co-sign for anyone. Protect your progress at all costs. 👇👇👇👇👇 And most importantly—don’t rush the process or the person guiding you through it. Consistency beats speed. Every time. 💪✨