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Owned by Treyaira

The Credit Lounge

3 members • Free

You’ll learn how credit works, how to dispute correctly, how to build new credit, and how to take control of your financial future using real laws 💙

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5 contributions to The Credit Lounge
Statute of Limitations
If it's over 7 years old ; Still reporting ; that in itself is a Violation‼️
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Bankruptcy 101
Truth is: A bankruptcy Shouldn't be on your credit report "anyway"
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Welcome💙
This is an authentic LEGAL community here. No credit profile is "too tough" to handle. Here's to Laws , Credit Education and Mentorship All in One! ☕🙏🏾
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Welcome💙
Introduce yourself!
👋 What is something you want to accomplish within this credit mentorship ? 💰🏆
1 like • 5d
@David Budd You're in the right place! credit analysis ↘️ https://www.smartcredit.com/?PID=74396 Any Questions overall?
1 like • 4d
I do credit Expungement as well. However this is DIY (Do It Yourself) community for those wanting to Learn and Master the Skill of repairing their credit ☺️
Tips to remember‼️
✨ Get started. Progress only happens when you begin. ✨ Focus on what you’re doing today. ✨ Be honest with yourself: What are you actively doing to build your credit right now? ✨ Pause the applications. Applying for new credit with low scores only hurts you more. ✨ Educate yourself on the basics. ✨ Stop adding more debt. You can’t fix a leak while the water is still running. ✨ Learn it, apply it, then teach your kids. This is how generational cycles are broken. ✨ Build money management skills. Credit and discipline go hand in hand. ✨ Remember: It didn’t get bad overnight, so it won’t be fixed overnight either. ✨ Do NOT co-sign for anyone. Protect your progress at all costs. 👇👇👇👇👇 And most importantly—don’t rush the process or the person guiding you through it. Consistency beats speed. Every time. 💪✨
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1-5 of 5
Treyaira Jones
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1point to level up
@treyaira-jones-9387
The Credit Lounge Masterclass 💎📳 I help you repair, rebuild, and reclaim your financial power with simple, proven strategies that WORK.

Active 3h ago
Joined Dec 10, 2025