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15 contributions to The Credit Lounge Elite
🎉 Welcome to the Community!
To get your first round of disputes sent out within 24–72 hours, you must complete your credit monitoring first. This gives us the access we need to review your report and start working immediately. 💪 👉 Sign up here now: https://www.smartcredit.com/?PID=74396 Once you’re done, comment “DONE” below so we can move forward! 🔥
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🎉 Welcome to the Community!
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It's not about what you know but what you can Prove‼️
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Bankruptcy Removal Module has been Added!
This is MAJOR! Many charge thousands for this information all FREE here in this community!
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Student Loan FERPA violation ⬇️
📘 FERPA Violation FERPA protects educational records and personally identifiable information (PII). Schools, servicers, and guarantors may not disclose this information to third parties (including credit bureaus) without written consent or a valid legal exception. 🚫 No consent = unlawful disclosure 🚫 No exception = FERPA violation ⚖️ Permissible Purpose Violation (FCRA) Under the FCRA, a furnisher must have a legitimate permissible purpose to: Access consumer data Share information with CRAs Continue reporting an account If a student loan is charged off, transferred, or no longer enforceable, continued reporting may lack permissible purpose.
0 likes • 21d
Send Directly to Original Furnisher. DO NOT INCLUDE ID,UTILITY OR SSN as this may be used to further "validate" the account in dispute.
Credit also student loan
I'm trying to startup my daughter having problems with her student loans
0 likes • 21d
Student Loan Strategy + Dispute Template 🎉 Dropping Here! Exclusively at 10 PM CST 😊
0 likes • 21d
@David Budd Student Loan FERPA Violation ⬇️ https://www.skool.com/the-credit-lounge-5292/student-loan-ferpa-violation?p=8a5b5a94
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Treyaira Jones
2
12points to level up
@treyaira-jones-9387
Live One on One Mentorships. Learn to cease common law violations ⚖️ Learn to Sue CRA's‼️. No subscription. Put knowledge in YOUR hands.

Active 1m ago
Joined Dec 10, 2025