Hey everyone! 🙌 I just dropped a new video titled “10 Steps to Becoming a Millionaire” — trust me, this could be a game-changer for your mindset and goals. 🎥💡 Why you should watch: It breaks down clear, actionable steps — no fluff. - Perfect if you’re ready to level up financially or build better habits. - Great mix of inspiration + practical advice. Let’s talk about it! 👇 I want to hear from you: 1. Which step resonated most — and why? 2. Was there something new you hadn’t considered before? 3. What’s one thing you can start doing today from the video? Drop your thoughts/comments below after you watch. Let’s learn from each other! 💬 Also, if you believe this could help someone else, share it. More eyes = more impact. Let’s grow together. 🚀 Here you go: https://youtu.be/KjI8pu2MzTY?si=ZhoZOOg2c40sIXvf

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How I Built a Million-Dollar Real Estate Portfolio (1998–2008) This is Erma J. Major’s personal path to generating a million-dollar portfolio. Between 1998 and 2008, I started small, took strategic steps, and steadily built wealth through real estate. The beauty of real estate is that it allows you to start with little and grow into a million-dollar portfolio if you stay consistent. The first is to buy a two-family, rent one unit out and live in the other unit. Charge enough rent to cover the mortgage, water bill and Insurance. Obtain a 2 -3 3-bedroom brick duplex , in a neighborhood that is holding its property values. Move into one and rent the other out. Buy the next and so on, renting both out, generating a monthly income. The second scenario. Find a 4-unit deal, where the seller is in distress. Seller is behind on property taxes. Inherited properties, where the current owners live out of State) Use a 5% down payment loan from Fannie Mae. Example: $20 K, down buys a $400 K property. Raise the rents on each unit $100–$200 per month. Purchase one 4-unit with at least 2 but preferably 3 3 bedrooms, each year for 5 years. Get rent assistance, so you will receive your portion on the 1st of each month, via direct deposit. (attend your local classes) so that your property will comply. You have the option of selling or keeping for rental income. Always do background checks and income verification, on all potential Tenants. List each Tenant on the Lease agreement. Anyone over 18 needs a background check. Include in the lease agreement that no one is allowed to stay past 72 hours without a background check. Year 5, package them together and sell as a 20-unit portfolio. With the combination of cash flow + appreciation, you can crack $1 M. You might want to find and renovate properties for resale, for example. Search for foreclosures that are selling for far below market value. I purchased one for 32,00.00. Everything in the neighborhood was selling for 100,000.00 at the time. I lived in this single family, Ranch for 14 years. Since, I did an all-cash purchase, I had no mortgage. This property is now assessed at 220,000. I need a Condo, so it is now under contract for a Condo.

Who can turn your test into testimony Who can turn your trial into a trumph Who can turn your victim into a victory Only God can do it all and plus so much more just believe and have a faith of a mustard seed ❤️ 😊 🙏 🙏 🙏

While "Getting to know each other" can be a general phrase, there are specific books with similar titles that are designed to help people do just that. One such book is Getting to Know You: 201 Fun Questions to Deepen Your Relationship and Hear Each Other's Story by Jeffrey Mason. This book is part of the "HEAR YOUR STORY" line and is a popular activity book for couples. Another resource for improving social and conversational skills, which can help in getting to know people, is the book How to Win Friends and Influence People by Dale Carnegie. It is a widely-known book in the self-improvement genre. There are many books that aim to facilitate conversations and deepen relationships, and the search results show a variety of titles related to social skills, dating, and communication. I Read The Top 30 Books On Making Friends. Here's What I Learned This video is relevant because it discusses and reviews books on making friends and improving social skills, which is a key part of getting to know each other. YouTube video views will be stored in your YouTube History, and your data will be stored and used by YouTube according to its Terms of S ervice