28d • Retirement
Check your Province Rules for LIRA/LIF
It did take me a good 60 days to unlock LIRA. 1/2 went to my RRSP/RIF and other half went into LIF with min withdrawal limits. Yes withdrawals are all taxable based on all income sources.
Remember you don't pay fee for RRIF but do pay up to $50-75 if want to remove from RRSP the one half. Pro Tip does not affect space as already factored in with your contributions over the years.
Think about it one to put in and other to take out.
Deregulation fees are normal on RRSPs why put 70% to RRIF and kept 30% RRSP so could invest from 58 to 71 then have to change to RRIF mandatory.
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Check your Province Rules for LIRA/LIF
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