STR Insurance
Hello! I am looking for some advice on STR insurance. We are converting our old primary residence that we lived in the past six years (we moved out June 2026) into a STR. We still have a home loan through the VA on the property. We currently have homeowners insurance on the property, but understand that we need to update this to reflect additional policies such as loss of income and an umbrella policy. The property will be placed in a single member LLC. My questions are:
ยท Can anyone recommend an insurance company to reach out to about this to set it up?
ยท Does anyone have a recommendation of what policies to get for STR insurance? Perhaps even recommended coverage amounts.
ยท Could converting it to a STR trigger any โ€œpaybackโ€ of a mortgage loan? Has anyone experienced this?
Itโ€™s our first time going through this process, so any advice on the insurance side of things is more than welcome. Thank you!
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Jessica Braddock
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STR Insurance
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