Hello! I am looking for some advice on STR insurance. We are converting our old primary residence that we lived in the past six years (we moved out June 2026) into a STR. We still have a home loan through the VA on the property. We currently have homeowners insurance on the property, but understand that we need to update this to reflect additional policies such as loss of income and an umbrella policy. The property will be placed in a single member LLC. My questions are: · Can anyone recommend an insurance company to reach out to about this to set it up? · Does anyone have a recommendation of what policies to get for STR insurance? Perhaps even recommended coverage amounts. · Could converting it to a STR trigger any “payback” of a mortgage loan? Has anyone experienced this? It’s our first time going through this process, so any advice on the insurance side of things is more than welcome. Thank you!

- Saving money on taxes means more time with our kids! - We are just starting out. Turning our old primary residence into a STR. - Time! We both work full-time jobs along with setting up our first STR, moving into a new house, plus we have a 3-year-old and another one on the way due in August.

My wife and I have just purchased our first STR and we’re looking to save money in taxes to help scale and continue adding to our portfolio. Biggest hurdle me is understanding all the various pieces we need to be paying attention to and documenting.