2d • 🌱 General Discussion
House Hacking in 2025: What's Changed (And What Hasn't)
House hacking is still the smartest way to beat crazy housing costs. But 2025 brings some cool new tricks to the game.
What's Working Now
Lenders get it - Banks are finally counting your future rental income when you apply for loans. That makes qualifying way easier.
Tech is your friend - AI tools now help you find cash-flowing properties faster. No more driving around neighborhoods for hours.
ADUs everywhere - Cities are loosening rules on basement apartments and garage conversions. More places = more rental income.
Short-term rentals - Airbnb can make you more money than regular tenants, but it's more work.
The Housing Market Reality
Housing is still expensive. Interest rates are high. Insurance costs are nuts. Home prices might grow under 3% in 2025, which isn't terrible news for buyers.
Here's the thing: regular people can't afford homes anymore. That's why house hacking isn't just smart - it's kinda necessary.
What's Hot Right Now
Community living - People want wellness communities with shared spaces, green areas, and coworking spots. Think modern communes but nicer.
Private lenders - Banks are being picky, so private lenders are stepping up with faster, more flexible loans for investors.
Senior housing - Boomers need places to live. Smart investors are paying attention.
Bottom Line
House hacking worked in the past. It works now. And it'll work in 2025 because housing costs aren't going down anytime soon.
The tools are better. The opportunities are bigger. Time to get started.
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House Hacking in 2025: What's Changed (And What Hasn't)
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