Dear Sarmaaya Team, Please guide about the Upgrade option in Sarmaaya Skool. Current upgrade option active or not? Thanks

Main abi iraq 🇮🇶 mai hoon.tu main kasy biometric kro mery account sy buying and selling nhi ho rahi. NCC app biomatric sirf Pakistan mai allowed hain? Or koye tarekh nhi hai please guide me.

I would appreciate your professional guidance regarding fundamentally strong, dividend-paying companies suitable for long-term investment. I am particularly interested in companies with a strong financial position, consistent profitability, sustainable cash flows, and a proven history of paying regular and preferably growing dividends. My objective is to build a portfolio where the primary focus is on reliable dividend income, while short-term fluctuations in share prices have relatively less impact on the overall investment strategy. Could you please guide me on the key fundamental factors I should consider when identifying such companies, and, if possible, recommend some good dividend-paying stocks that meet these criteria? Your expert advice would be highly appreciated.

Dear Sarmaya.pk Team, I am writing to express my sincere gratitude for your educational content. As a student, my investment journey began directly through your videos, and I am truly thankful to Almighty Allah for guiding me to your platform and team. Through your channel, I have been learning fundamental market analysis, and your guidance has helped me adopt a significantly better approach to my overall investment journey. I have a small request regarding your platform: could you please consider offering free access—or a few months of complimentary access—to the Sarmaya Portfolio tool specifically for students? Since many of us operate on very limited funds, this would allow us to practice portfolio management and begin building our portfolios effectively. Thank you for your continuous support in educating young investors. I look forward to your positive response. Warm regards, Shahbaz Ahmed Student & Investor

My total PSX portfolio is around Rs.7.1 million. I transferred a fresh Rs.60,000 from my bank account to Eagle Services to reinvest in PSX. Only Rs.14,000 was credited/available, while Rs.46,000 was deducted from my cash balance. When I contacted the brokerage helpline, they said it was Capital Gains Tax (CGT) deducted from my cash. Can someone explain why Rs.46,000 is being deducted and how CGT is calculated?