My inbox is filled with messages like: “Hey Jada! How are you?” and that's it! Nothing else to rouse my intrigue and want to give them a reply. ​ In fact, I got one today. ​ But here’s what I’ve learned from people making $500K a month: **Personalize your outreach.** ​ When I first took ownership of my Skool community, I wanted to connect with all 3,800 members. ​ So I messaged 40 people every day. Almost no one replied and I don’t blame them. ​ Here’s what my message looked like: ​"Hiya! We’re both in the Skool group, REI Launchpad, and I wanted to say hello :) What are you working on these days?” ​ ​ That’s just a longer version of: “Hey Jada! How are you?” ​ So hear me now 🗣️ ​ When I started actually reading people’s bios and tailoring my message around something they had written, guess what happened? ​ They replied. ​ ​ I’m still sending 40 messages a day, but now I’m getting **3–5 responses**. ​ And this applies to every cold audience: - Emails - DMs - Calls - Texts ​ People can tell when you’re trying to start a conversation versus when you’re just trying to send messages that feel like copy-and-paste advertisements. ​ I’ll circle back on this topic as I continue testing what works and what doesn’t.

Happy Monday, flat earthers! 🌎 ​ I have a lot of "goals." A.K.A things I write in my planner to do but don't actually prioritize. ​ SO THESE ARE MY GOALS FOR THE WEEK: 1. Make 3 posts on skool and Facebook 2. Track metrics daily 3. Warm inbound to 10 people everyday ​ I'll follow up next Monday and be brutally honest if I accomplished this. ​ 👉 What do you want to get done this week?

Step 1: ​Gather all your initial documents before your lender asks for them. ​ Step 2: ​Go to a broker *before* you have the property under contract. ​ Know what rate and fees you’ll be paying at closing and monthly afterward. ​ Step 3: ​Get the property under contract. ​ Step 4: ​Open title. ​ Choose an insurance company to work with. ​ Step 5: ​Send paperwork to the broker and tell them you’re starting the application. ​ Also give them Title and Insurance agent contact info. ​ Step 6: ​Follow up **daily** until you pay for the appraisal. ​ This should happen within 3 business days of completing your application and submitting your documents. ​ Step 7: ​Follow up **daily** until the appraiser calls you to schedule the inspection. ​ This should happen within 1-2 business days of paying for the appraisal. ​ Step 8: ​Follow up **Monday, Wednesday, Friday** with your broker. ​ If you want to close fast you’ll want to know exactly what stage your file is at. ​ Step 9: ​Provide additional documents if lender requests them. ​ Step 10: ​Be ok with whatever the appraisal came back at. ​ Your aim is to close quickly, not be a Scrooge. ​ Step 11: ​Ask your broker when title is going to coordinating closing. ​ Step 12: Go to the title company, sign paperwork, close. 🥳 ​-- BONUS TIP: ​ Be content knowing there are outside forces that influence the timeline of closing. ​ But these are the actions you CAN control. ​ Use them to your advantage. ​ Cheers!

That sounds like a reasonable request. ​ If you’re getting a loan for an investment property- like hard money or DSCR- you’re getting a Business Purpose Loan. ​ So you should be able to use your business credit. ​ Wrong. ​ All of these loans still require a Personal Guarantee. ​ That means the lender is still looking at you. ​ They’re running background and credit checks to verify you are a “safe borrower.” ​ Shoot for a *minimum* score of 680. ​ If that seems impossible right now, I’d be glad to point you to some credit repair specialists. ​ Mortgage Mythbusting Part 1.

Ambitious and hungry eyed investors are coming to me ready to get their first rental. ​ They can put down 20% and have a duplex they’re ready to househack. ​ And THAT is where it all goes down hill. ​ Many of my well intentioned investors don’t realize DSCR loans require the homes to be non-owner occupied. ​ So that removes Househacking from the agenda. ​ If you’re looking to live in a home and rent out another unit then an FHA could be a fine option. ​ But if you want to own a rental and use it as a source of income, not residency, then a DSCR is your way to go. ​ Curious- who has househacked before? 👇