We just closed on the sale of a property in Upstate SC - This was a 3BR-2BA stick built home where we had all intentions of selling with seller finance. We ended up accepting an FHA offer at our full seller finance sale price. We price our SF deals with a 12% premium over our expected retail sale price. Luckily, the appraisal came in at our price - the deal closed on schedule - we returned our private lender funds and they asked to put the money back to work on the next deal PP: $84,000 w/ closing Feb 2025 Rehab: $40,000 (roughly $5k over budget) Seller Credit at Closing: $5,000 Finance/Holding/Closing Costs: $6,000 Sale Price: $199,900 w/ closing June 2025 Total Profit from Deal: $55,000

Hi everyone, My name is Natalia Potts and am excited to learn from this community, exchange insights, and connect with like-minded professionals Looking forward to growing together and exploring new opportunities quit

Here is a break down of a deal that went full cycle - This started as a slow flip in January 2021 and the sale of the note just closed this week. Here are the numbers and details - 3BR-2BA 1200sf home in eastern TN Purchase Price (Dec 2020) - $24,000 I borrower $24,000 from a private lender and repaid on 60 month full AM schedule @ 10.0% interest I did zero work to this house. Sold w/ Seller Finance in January 2021 (hold time 3 weeks) Sale Price: $69,900 Down Pay: $8,000 Note for $61,900 fully amortized for 180 months at 8.5% - I used to struggle with asking for 10% interest...I don't do this anymore. Monthly free cash flow ($600 - $510) = $90 I sold the note to a buyer at a discount to yield of 11.88% At Note sale, I received ~$44,000 I repaid my private lender in full ~$3,800 remaining balance Final Results $8,000 received from down payment 54 x $90 free cash flow = $4,860 $40,200 net proceeds from note sale $53,060 total proceeds over 54 month deal lifetime - on a house I did zero work to

We wrapped up another one this week - a straight forward bread and butter wrap with seller finance SFR - 3BR/2BA - 1288SF on a small city lot PP: $84,000 Rehab: $40,000 Private Lender Loan: $125,000 plus 2pts, 2 yr term with option to extend 2 yrs This was listed on the MLS. I ran my #'s and made my offer. It took 8 weeks but the sellers eventually came down to my price. Sale Price: $199,900 Down Pay: $25,000 Seller Finance: $174,900 @ 10% for 360 months Monthly Pay: $1,535 Cash Now: $25,000 Cash Flow: $260 Note Equity: $47,500 If this was a pure flip, we'd expect a retail sale at $185k and a net profit around $33k. The lifetime value of this deal will be: Down Pay: $25,000 Cash Flow: $6,240 Proceeds Note Sale: $21,000 (Note Balance Discounted to 12% Yield) Total Proceeds over 2 years - $52,000 The note sale at a discount is a loss which also reduces our basis for capital gains

#Wins We just wrapped up another deal that I consider a base hit. Here are the numbers and how we did it. This was a FSBO found on Zillow located outside of Spartanburg SC. I was on the phone with the seller within minutes of his listing going active. This area has been a gold mine for me over the last 10 years. PP: $34,500 Rehab: $35,000 We borrowed $74,000 from a private lender at 10% interest and 15 year fully amortized for the underlying finance. We made it clear to the lender that we'd be wrapping a seller finance 2nd around his 1st. We have done 5 others just like this with this particular lender Sold to Owner Occ for $149,900 - 6 DOM to Contract Down Payment: $30,000 PI: $1,088 (dropped int rate to 9% for larger down payment) Cash Now: $30,000 + $4,000 excess from lender Monthly Cash Flow: $292 Note Equity: $46,000 I'm not going to retire on deals of this size...I'm also not going to go broke doing them either. I also dont have the stress of trying to wrap a subject to mortgage or the worries of having to sell a note with a singlewide as the underlying collateral.