Special Announcement and "This week in PughFC" are located at the bottom of this message.
Good morning,
Much learning earns you much trouble.The more you know, the more you hurt. -Ecclesiastes 1:18 MSG
Have you ever said, “If I knew then what I know now…”?
That phrase usually comes after a decision we wish we could redo.
I’ll be honest—Ecclesiastes isn’t an easy read. It’s reflective. It’s honest. It’s what wisdom looks like after you’ve lived through some things. Solomon wrote Proverbs in his earlier years, but Ecclesiastes shows us what it looks like to look back and process life.
This verse reminds me of responsibility.
When you know better, you do better… or at least you should.
Last week, I shared my own gut check: if I’m not doing the work now, I can’t expect a harvest later. That same truth applies to our finances.
I recently had a conversation with a client about whether they should pay off their mortgage or consider refinancing. My response was simple:
We can only control what we do.
The economy? We don’t control that.
Interest rates? We don’t control that.
So we can’t build our financial decisions on things we don’t own.
But what is in your control?
How you budget.
Whether you follow that budget.
Building your savings.
Paying off debt.
Investing in your future.
That’s where your power is.
And here’s the truth—once you know this, you’re accountable for it.
So, when is the best time to make a financial move?
When you’re ready.
What may look like a bad time for someone else could be the right time for you—because you’ve prepared. You’re positioned. You’re not reacting… you’re leading.
You’re in the driver’s seat.
Imagine not having to wait for a sale to buy something you’ve wanted for months. Imagine buying concert tickets the day they drop—without using Afterpay, Klarna, or Affirm. Imagine taking a vacation and already having it paid for before you leave.
That’s the kind of freedom I want for you.
And I truly believe when we manage our money God’s way—with discipline, wisdom, and trust—this kind of life is possible.
Reflection Question:
What life lesson do you need to apply to move forward in your finances?
Prayer of the Week:
Dear God, thank You for the wisdom You’ve given me. Help me apply what I know, release past mistakes, and move forward with discipline and trusting You. In Jesus’ name, Amen.
Have a great week!
-Latrisa
Special Announcement
- A new quarter is a chance to pause, reflect, and make a shift. Join me April 4th at 10 AM CST for the Life Budget Workshop as we get clear on your next steps financially—click the link to learn more.
- If you are a premium or VIP member, you will have access to this workshop for free
- For standard members, the investment is $47
- Visit - https://pughfc.com/lifebudgetworkshop to learn more
This week in PughFC