Here's the uncomfortable truth: most families are running a consumption machine disguised as a household. Money comes in, money goes out, and at the end of the month there's nothing to show for it. That's not a family — that's a drain. Consumers ask: "What can I buy with this?" Producers ask: "What can I build with this?" Consumers work to fund a lifestyle. Producers work to fund a mission and impact. Consumers raise kids who expect. Producers raise kids who create. Consumers spend first and save what's left. Producers deploy first and live on the rest. This isn't about income level. There are high-earners who are pure consumers and modest-earners who are building generational legacies. The difference is intentionality. So here's the question: If your kids grew up and handled money exactly the way you do right now — would they be producers or consumers? If that makes you uncomfortable, good. That's where the shift starts. Go be producers this week!

You are the people you surround yourself with. The number one factor of someone's financial trajectory isn't the fact that they have a good strategy, a good advisor, or even a high income... It's their social environment. Your centers of influence and social landscape will have the greatest effect on your family's impact with money. So here is the challenge. Find and determine your three. 1. A family you can BUILD WITH. This is a family in a similar season with similar convictions that you can do life with. 2. A family that you can BUILD FROM. There is a fundamental truth that with age comes wisdom. Some less than others, I'll admit. 🙃 Who are some people in a season of life that you have not reached yet? You will increase in wisdom by learning from their wisdom. 3. A family that you can BUILD UP. I can't count the number of times that I've heard people say, "I wish I had heard of XYZ years ago!" You can make that difference for a family in a season you have already walked through. Identify Your Three. Send them a note. Buy them a coffee. If you're on the introverted spectrum, I know that could be hard... but here's my challenge: WHAT IS THE COST IF YOU DON'T? We can't wait to hear the results from this in the Wins & Testimonials tab. Let us know about it!