I’m curious to see where everyone is at with their planning. Most people have a rough idea of the "Big Number" (total pot of cash) they think they need to retire here. But do you actually know exactly how much you need to earn and save every single month between now and your retirement date to actually hit that target? Or are you just putting money away and hoping it's enough? Be honest 😁

My Thailand Spending Breakdown (March–December 2025) I’ve been tracking every baht I spend with borderline-scientific dedication, and the results paint a pretty fun picture of where my money actually goes. Thought I’d share the full breakdown here in case anyone’s curious about real-world cost of living numbers. These are totals per category: Housing: ฿119,998.86 - Older condo in Bang Kapi, this includes bills* Groceries: ฿66,548.00 - 2 People Transportation: ฿48,338.25 Travel: ฿45,290.93 Eat Out: ฿33,523.07 Education: ฿29,117.48 - Mostly Thai courses at a physical school Online Shopping: ฿19,848.62 - Damn you Lazada Take Away: ฿18,502.20 - You too Lineman? Snacks & Coffee: ฿17,836.82 - Cafe Amazon Simp Entertainment: ฿14,707.00 - Those damn cinema entries Clothing: ฿8,141.14 Pets: ฿8,227.45 - I got a cat BTW General Shopping: ฿8,960.84 - This is like my miscellaneous Wellbeing: ฿5,763.00 - Massages and Spas, occasionally Pharmacy: ฿4,584.62 Phone: ฿4,655.00 - True pre paid Gaming: ฿3,418.00 - Gotta get those fingers working Online Services: ฿3,123.44 - Your Netflix, Disney and so on Home Items: ฿1,766.00 - Washing machine coins, stuff for the house and so on Health: ฿1,585.00 - Out of pocket stuff like dermatologist A quick snapshot • Housing was the heavyweight, as expected. • Groceries quietly took second place, far more than all the “fun” categories combined. Note this number is for 2 people. • Transport and travel together form a very respectable chunk. • Snacks & Coffee… well, let’s just call that “mood maintenance.” • Education also turned out to be a surprisingly big investment. Apparently self-improvement drains more than just mental energy, especially when you trying to learn Thai. If you’re budgeting for life in Thailand "long-term or nomad style" this gives a fairly realistic sense of how costs balance out once the novelty fades and real habits kick in. Happy to share more details or monthly averages if anyone’s into expense-tracking nerdery. PS: I have health insurance and my company paid for it, so it's put of the picture.

Hello everyone, I am new to Forex trading and I would like to know what’s the best advice and resources for people that are new to Forex trading or just starting out. I would also love to hear anybody’s thoughts and opinions as well as experiences with forex trading as well.