🚨Where are you right now?
🔹 300–579
🔹 580–669
🔹 670–739
🔹 740–799
🔹 800+
Most people don’t have a credit problem…
They have a strategy problem.
Most people stay stuck in the same score range for YEARS, not because they can’t improve, but because they’re focusing on the wrong things.
They think:
❌ “I need to pay everything off first”
❌ “I need to dispute everything at once”
❌ “I just need more time”
But here’s what actually moves your score:
👉 Payment history (are you consistent now?)
👉 Credit utilization (how much of your limit you’re using)
👉 Account structure (what types of accounts you have)