-21.24 Negative Bank Account
I have had my fair share of Christmas where I had no money in the account and felt like a failure. And told myself, I will never be in this situation ever again. I had to take control of my finances and sacrifice and put my head down and learn credit. If you are in this situation, remember nothing worth wanting will not happen without sacrifice. Share your 2026 GOAL and what are you ending 2025 year by doing ???????