Fasten's credit card issuer, Celtic Bank, generally uses Equifax, Experian, and TransUnion for credit underwriting and reporting. Highnote, the platform that powers the Fasten Rewards Visa card, manages data exchanges with all three major credit reporting agencies. This means when you apply for the card, the issuer (Celtic Bank) may pull your credit report from any one or all three of the major bureaus to determine your creditworthiness. For more information, you may need to visit the official Fasten website or contact them directly, as the specific bureau used for a particular application can sometimes vary by region or an individual's credit profile. 5 Things to Know About the Fasten Credit Card - NerdWallet π―ππ½