Did experian ask yall for an FTC identity theft report. They asking that to remove my inquiry after I just called them

Good morning. Regarding this card: I have a 6-month relationship with Navy Federal, a data point of $75k in weekly direct deposits, and a solid overall strategy. Navy Federal is always a good option!

Got my first personal credit card guys🫡 Any advice on how to increase the limit?

Hey guys so I finally fixed my personal credit and I’m ready to add trade lines to them . 1.how many trade lines would I need so I can stack for just personal funding 2.What kind of trade lines should I look for ?( buying them from a tradeline site ) 3 do I freeze or unfreeze the secondary bureaus before I add them ?

This will end credit repair as we know it! The TransUnion Credit Washing Solution is a new set of data analytics tools and scores designed for lenders to detect and manage the risk associated with "credit washing," which is the practice of fraudulently removing legitimate, accurate negative data (like charge-offs) from a consumer's credit report. It is not a service for consumers to clean their own credit. What is Credit Washing? Credit washing is when individuals or credit repair organizations dispute valid negative information on a credit report with the goal of having it temporarily or permanently suppressed, thereby artificially inflating the consumer's credit score. The practice is distinct from legitimately disputing and correcting inaccurate data. This fraud can cost lenders billions in losses from consumers who take on new debt they never intend to repay. How the Solution Works The TransUnion solution is designed for use by financial institutions during processes like account origination, prescreening, and portfolio reviews. It helps lenders differentiate between legitimate disputes and suspicious suppression activity using advanced analytics and machine learning. The solution includes a Credit Washing Default Score that predicts default risk based on charge-off suppression history, Tradeline Washing Attributes to track unusual changes in reported charge-offs across different types of credit accounts, and Inquiry Washing Attributes to identify suppressed hard inquiries. These tools help lenders identify high-risk consumers for further review or to adjust credit decisions, ultimately reducing potential losses. Mass disputing and credit-washing tactics are officially being targeted. 💯🙏🏽 https://www.transunion.com/faq/what-is-credit-washing#:~:text=How%20TransUnion%20helps%20lenders%20address,reduce%20losses%20and%20improve%20targeting