Nov '24 • Personal Credit
Personal Loan & Business Loan Plays - What You Got?
I swear there was a post by about Personal or Business Loans that were best to try for in terms of not needing to show Docs or paystubs
Can't find it, but what are the options here for Good Credit, No docs or stubs
I know Lightstream is a solid play, but have heard mixed reviews on them asking for more info vs not asking for anything at all
- Heard of the Used Auto Loan Play that can get sent same day as cash into your account as low as 7-9%, no need to verify the vehicle purchase from what i've seen but correct me if i'm wrong on that
Sofi Personal Loans - seen they are up to 12%, haven't seen much lower and heard they also ask for docs and have been a little tighter on their lending
Upstart
Best Egg
I’d like to know if there are any other alternative options that might be more favorable or similar with rates under 10%. Also curious about the pros and cons of pursuing a personal loan compared to a car loan or a home improvement loan (if they ask for verification of purchase or if its just sent right to your account) & what you'd recommend from the lenders (better approvals, rates, no doc/stubs etc)
Appreciate the insight 🫡
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Personal Loan & Business Loan Plays - What You Got?
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