I need to get this removed from my credit report!

I’m working on uploading some amazing new content for you all today so stay tuned! 🎥💡 In the meantime, drop a comment below and let me know exactly what kind of guidance or topics you’d love to see next. Your feedback doesn’t just help me..it helps your fellow Level Uppers grow too. Let’s build this space together, tailored to our family 🙌🏻 💳 Credit Tip of the Day:Don’t close old credit cards even if you don’t use them often. Keeping them open helps maintain your credit history and boosts your overall score over time.

I have some savings and wonder if paying down some cards is a good idea….my only negative on my credit report is late school payment. I could also bring my DTI down. I want to be sure I do things the best way that will increase my score by a lot and not just by a few points. Please share your thoughts. @Melanie Ann

I need to use some of my trade lines. I thought that not using it is a good thing and recently my credit line decreased due to inactivity. After reading through the lessons I realize I need to use it at least a small purchase. It sucks because I had 3 trade lines decrease my credit limit due to inactivity. Which resulted in my DTI worsening.

All my hard inquiries were removed in literally less than 3 hours. Thanks to level up! Can’t wait to learn more from her!