With Elon Musk's acquisition of X by xAI, does he have something no other AI LLMs have with the X history and data? Will that allow him to catch-up and compete with OpenAI, DeepSeek, etc? And is there significance to the "X" being lower-case in xAI? That is, was this always the plan? Article: https://techcrunch.com/2025/03/29/elon-musk-says-xai-acquired-x/?utm_source=theaireport.beehiiv.com&utm_medium=newsletter&utm_campaign=musk-merges-x-with-xai&_bhlid=2a0acaa1de75c65ecc221f0463c14a6149fd1cac

We're really asking an 80/20 rule question. The premise is that some % of loan leads acquired as "easily" acquired, and, as such, would be easily acquired by AI too. Under the 80/20 rule, 80% of of "whatever" is easy and 20% is hard (and 20% of the 20% is REALLY hard!) If we assume low-volume MLOs are low-volume because they do not work particularly hard at their job, can we assume they are the "easy 80%" that AI will cannibalize?

In seeing yet another story about how Chinese firms are delivering AI at cheaper costs, is it inevitable that, like American consumers, the technology becomes so enticing that IMBs are willing to adopt it? Or is "made in China" going to keep IMBs away?

From MIT Study: 36% of execs globally saw "increased efficiency..." as the primary opportunity for AI but only 6% saw "reduced costs". Which seems to imply that organizations bias is not towards replacing people, as many might fear. Source link

🚀 Rocket just got bigger. The Redfin acquisition isn’t just another industry headline—it’s a wake-up call. If you’re not part of their ecosystem, you’re staring down an even more powerful lead funnel that could shift the landscape overnight. 🤖 And yet, in the AI arms race, it feels harder than ever to find real solutions. Everyone’s talking, but where’s the strategy that actually delivers ROI? Meanwhile, mortgage professionals are stuck navigating an unpredictable market, where rates seem to move with every political shift. 💡 Here’s the reality: Rocket's combination of massive scale and AI-driven efficiency along with an uncertain market isn’t just a challenge—it’s a dividing line. We think two types on lenders will survive: 1) Those who adapt and leverage technology as good or better than Rocket will compete with the "efficiency minded" and cost conscious. i.e. rate shoppers 2) Those who have the drive to push their teams to make business personal will also thrive for first time homebuyers and those who are just not totally comfortable turning the largest financial transaction of their life over to "a technology company". What do you think???