Over the last few years building Latin Wealth, one thing has become very clear through interviews, conversations, and listening to this community. The biggest things holding many Latinos back from investing, building businesses, and creating wealth are: • Lack of education • Lack of representation • A low belief system in ourselves And honestly—those are all valid. When you don’t see people who look like you winning, when no one teaches you how money or business really works, it’s easy to stay stuck. But staying stuck doesn’t mean staying there forever. Growth usually starts with small, intentional shifts—new habits, new conversations, new environments. One thing I’m always intentional about is putting myself in uncomfortable rooms. Rooms where I’m not the smartest person and I’m forced to listen, learn, and stretch. That’s where real growth happens. So I’m curious 👇What’s one positive habit you’re working on right now? Or one uncomfortable move you know would help you move forward?

Are there any emerging market ETF to look into? My profolio is very tech heavy other than VOO and VTI.

What Actually Took My Business to the Next Level - It wasn’t ads. - It wasn’t funnels. - It was word of mouth...but not the kind most people think of. Not “tell your friends about me.” More like add value, build real relationships, and let your name travel. Here’s what that’s looked like for me: - I don’t always have time to meet every lead or potential client→ but I do have time to check in - Asking how someone’s family is doing - Seeing how I can help without expecting anything back - Looking for ways to serve first, not sell. People notice that. When you: - Do quality work - Consistently add value - Genuinely build relationships Your name carries weight. People will: - Think of you when opportunities come up - Refer you without being asked - Trust you before the first call You stay top of mind because of how you show up....not how loud you market. Your reputation is your best marketing asset. Protect it. Build it. Lead with value.

Latin Wealth family — we won’t have a stock call today, but we’ll be back next Wednesday. In the meantime, here’s what I’d be watching right now: 1) Bitcoin (BTC) - BTC is trading around ~$75,084 as of today. - What to watch: if BTC is holding steady while markets wobble, that can signal risk appetite is still alive. If BTC breaks down hard during volatility, that often signals risk-off. 2) Precious Metals (Gold / Silver) - Gold: around ~$4,934.66/oz - Silver: around ~$85.81/oz - Why it matters: metals tend to stay hot when there’s uncertainty + dollar pressure (money rotating toward “hard” assets). 3) Earnings Season: a few big dates coming up - Amazon (AMZN): Q4 2025 results call Thu, Feb 5, 2026. - Alphabet (GOOGL): Q4 + full-year 2025 results Tue, Feb 10, 2026. - NVIDIA (NVDA): Q4 2026 results Wed, Feb 25, 2026.

Let's get to know each other! Comment below sharing where you are in the world, a goal you have, and something you like to do for fun. 💪🏽