If you’re in this section, you’re either thinking about buying land or actively looking. This is where we focus on: • How much land you actually need • Budgeting realistically • USDA loans & financing options • Hidden costs of raw land • Zoning, restrictions & utilities • Evaluating listings • Avoiding expensive mistakes Before you post, think about this: What is your biggest question right now? • Can I afford land? • Where should I buy? • How do I finance it? • What should I look for? Drop your question below or create a post. There are no dumb questions here — better to ask now than regret later.

Most people focus on the wrong things when trying to improve their credit. You do not need to open a bunch of new accounts. You do not need to carry a balance. And you definitely don’t need to pay a credit repair company hundreds of dollars. Instead, focus on these 3 things: 1. Lower Your Credit Utilization This is one of the fastest ways to improve your score. If your credit cards are carrying balances, try to get them below: - 30% utilization at minimum - 10% utilization if possible Example:A $1,000 limit card should ideally report less than $100. 2. Never Miss a Payment Payment history is one of the biggest factors in your credit score. Set up autopay for at least the minimum payment and make every payment on time. One late payment can hurt your score far more than most people realize. 3. Stop Applying for New Credit Every application can create a hard inquiry. If you’re planning to apply for a land loan, USDA loan, mortgage, or construction loan in the next 6–12 months, now is usually not the time to open: - Store cards - Furniture financing - “0% interest” promotions - Random credit card offers - Changing jobs <- #1 biggest no no Lenders want to see stability. Bonus Tip Before applying for any loan, pull your credit report and look for errors. I’ve seen collections that were paid years ago still showing up incorrectly, duplicate accounts, and reporting mistakes that lowered scores unnecessarily. Question for the group: What’s the biggest obstacle between you and getting loan-ready right now? Credit score Down payment Income Debt-to-income ratio Business plan Finding the right property Drop your answer below. 👇

Common mistakes I see people make is sorting listings from lowest price to highest price and assuming the cheapest property is the best deal. The problem? The purchase price is only one piece of the puzzle. A $25,000 property may also need: • A well ($5,000-$20,000+) • Septic ($5,000-$15,000+) • Electric service ($2,000-$30,000+) • Driveway installation ($2,000-$20,000+) • Land clearing ($1,000-$20,000+) Meanwhile, a $75,000 property with a well, septic, driveway, and power already in place could actually cost less to get started on. Before falling in love with a property, ask: ✅ Is there water? ✅ Is there septic? ✅ Is there legal access? ✅ Is there power nearby? ✅ Can I actually live on it? ✅ What will it cost to make this land functional? The goal is not to buy the cheapest land. The goal is to buy the land that helps you reach your goals without creating financial stress. 👇 What's the biggest thing you look for when evaluating a piece of land? Price, location, acreage, water, freedom, or something else?

i need some dirt. lol

🚨 IT’S FINALLY READY 🚨 After way too many hours putting this together, the County + Lender Call Script Toolkit is officially live. If you’ve ever wondered: 🏡 Can I build a tiny home? 🚐 Can I live in an RV while building? ☀️ Can I live off-grid? 🐐 Can I have livestock? 🏠 Can I build an ADU for family? 🌱 Can I start a farm business? 💰 What loan should I actually be applying for? …this toolkit was made for you. Inside you’ll find hundreds of plug-and-play questions and scripts you can literally read word-for-word when calling: ✅ Planning & Zoning ✅ Building Departments ✅ Environmental Health ✅ Lenders ✅ USDA, FHA, VA, Conventional & Construction Loan providers Plus worksheets, note pages, red flags to watch for, and the exact questions to ask before you buy land or apply for financing. 🌟 Land & Legacy Member Pricing This toolkit is currently just $5 for members of this community while I gather feedback and continue expanding it. My goal was to create the resource I wish I had when I first started trying to figure out zoning, land, financing, and homesteading regulations. 📚 New Here? Don’t Miss the Free Resources Before you leave, make sure you’re taking advantage of everything already available inside the classroom. You’ll find free trainings, downloads, worksheets, guides, and resources designed to help you: 🌱 Find land 🏡 Understand zoning 💰 Explore financing options 🚜 Start a homestead or farm business 📋 Avoid expensive mistakes 📍 How to Access the Classroom 1. Click the Classroom tab at the top of the community. 2. Browse the free courses and resources. 3. Open any course and work through the modules at your own pace. 4. Download the worksheets and templates that apply to your situation. There is already a lot of free content available, so make sure you’re taking advantage of it before spending money on anything else. And when you grab the toolkit, come back and tell me: 👇 Which call are you making first — the county or the lender? 👀🏡📞💰🌱 I’d love to hear what you’re working on and what answers you get.