Everyone says, “I want an 800 credit score” or “I just need a 700+.”
But let me be real with you…
A high score without structure doesn’t mean much.
Here’s why 👇🏽
• You can have a 700–800 score and still get denied
• Lenders don’t just look at the number — they look at the entire profile
• Thin files, low limits, or bad account mix = high risk
• One or two cards with small limits won’t get you funded
• No history with installment loans or business structure? Red flag 🚩
Credit is more than a score.
It’s about:
✔️ Account mix
✔️ Limits
✔️ Age
✔️ Payment history
✔️ Utilization
✔️ Consistency
✔️ Structure
That’s why I don’t chase scores I build profiles.
Because a strong profile with a 680 can out-perform a weak 750 every time.
If you’re ready to stop playing the score game and start building credit the right way, this is your sign.
👇🏽👇🏽👇🏽
Comment “STRUCTURE” and I’ll tell you what your profile is really missing. 💳🔥