We're down to the last few subscribers for our 351 unit ground up Multifamily development in the DFW area. HUD 221(d)(4) loan approved with low 40 year fixed interest rate locked in and all building permits approved. Targeting loan closing and ground breaking in the next 30 days. Reach out to become part of this solid offering!

You refinanced in 2021 at 2.5%. Locked in a payment so low it now feels like a mistake no one bothered to fix. Fast forward to today. Your home is worth more. On paper, you’ve got a few hundred thousand dollars in equity. So naturally, you think: “Maybe I should use some of that.” You go to the bank. And they say: “Sure. At 6.5%.” That’s the moment it clicks. You run the numbers. And realize: Accessing your own money now costs 2–3x more than it did before. So you do what most people are doing. Nothing. You don’t sell. You don’t refinance. You don’t pull equity out. You stay exactly where you are. You’re not stuck because you’re broke. You’re stuck because you’re illiquid. On paper, you’re wealthier than ever. But in reality, you can’t use it without taking a worse deal. So you wait. And when millions of people do the same thing… The economy doesn’t crash. It just slows. Because the economy doesn’t run on net worth. It runs on transactions. When you act: Homes get sold Loans get written Equity gets deployed Businesses get funded People get paid. Jobs get created. When you don’t: All of that pauses. This is why rates actually matter. Not just because they make housing “affordable.” But because they make it make sense again to: Refinance Sell Invest Deploy capital They make you liquid again. And here’s where this gets interesting. The exact same thing is happening with your investments. Capital is still there. But it’s getting stuck: Behind bad financing Behind delayed exits Behind deals that need perfect timing That changes the game. You’re not just picking good deals anymore. You’re deciding how long your capital might be trapped. A deal can look great on paper… But if it depends on transactions happening quickly: It’s more fragile than it looks. The better question now isn’t: “What’s the return?” It’s: “How liquid is this if things stay slow?” Everyone got rich on paper. But paper doesn’t compound. Liquidity does.

I suppose this is different for everybody. And maybe this is a topic that has been covered in the content in the "classroom" in a section I haven't even gotten to yet. But how does everyone FIND the people they approach to ask about investing with them? I ask because even though I have some family and friends who are...not rich...but have some money for sure...even though I have those people in my life, I've never been one who likes the idea of "selling" to friends and family. It just feels slimy and like that puts YOU as the guy who...Always has a million plans and goals and dreams that he's talking about...and they all start when? Tomorrow! It's a matter of positioning I guess, but I'd rather hit up complete strangers. If something goes south (let's be honest, nobody has intentions of that happening, but this is reality and it DOES happen sometimes because you're not the only party involved in the deal). So where does anyone find people to invest? G'ahead...roast me in the comments for not knowing stuff 😂