🔥 Discover Charge-Off Deleted From Experian — +55 FICO Points 🚀

Big win today 🔥 I got an old Discover charge-off deleted from Experian and my FICO 8 jumped 55 points, from 667 to 722.

What I did was compare the Date of First Delinquency being reported across the bureaus. I noticed the dates did not match, so I disputed the DOFD with Experian and asked them to verify the correct date with Discover and update the reporting if inaccurate.

Experian completed the investigation and deleted the entire Discover account from my report. I then used the Experian deletion result as supporting documentation for my Equifax dispute and asked Equifax to verify its DOFD reporting as well.

Now I’m waiting on the Equifax investigation. Appreciate everything I’ve learned from the group and mentorship 🔥🚀 I’ll update everyone with the Equifax result.

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🔥 Discover Charge-Off Deleted From Experian — +55 FICO Points 🚀