I've reviewed HUNDREDS of credit reports, and I see these mistakes over and over. The good news? They're easy to fix once you know about them. **Stop doing these 7 things:** 1️⃣ **Closing old credit cards** ❌ "I paid it off, so I closed it!" ✅ Keep it open (even if you don't use it) to maintain your credit age and available credit 2️⃣ **Only paying minimums** ❌ $25/month on a $500 balance ✅ Pay as much as you can to lower utilization fast 3️⃣ **Ignoring errors on your report** ❌ "It'll fall off eventually" ✅ Dispute it NOW - it could be costing you 50+ points 4️⃣ **Applying for credit everywhere** ❌ Trying 5 different credit cards hoping one approves you ✅ Research first, apply strategically (I share which cards approve low scores in my courses) 5️⃣ **Not checking your reports regularly** ❌ "I'll check when I'm ready to buy" ✅ Check every 3-6 months - early detection = faster fixes 6️⃣ **Only using Credit Karma** ❌ "My Credit Karma says 700!" ✅ Credit Karma uses VantageScore. Lenders use FICO. They can be 50+ points different! 7️⃣ **Giving up when you see a low score** ❌ "My credit is too bad, I'll never own a home" ✅ Credit is FIXABLE. I've seen 580s become 720s in 6 months with the right strategy. **Be honest: which one(s) are you guilty of?** 😅 No judgment here - we've all made these mistakes. The key is stopping them once you learn it’s not good for your goal.

What’s the ONE thing you’re most afraid will stop you from buying a home?

Be honest — where do you think your credit score is RIGHT NOW