You’ll need a few things lined up: ✅ 680+ credit score ✅ Under 30% utilization ✅ 2–3 open credit cards ✅ Clean credit report (no negatives) ✅ Active LLC (can be new!) Meet those, and you’re ready to start your journey to $100K in funding 💰

My girl has never opened up credit. She has no history. What is the best way for her to establish credit as a first timer. She is looking to finance a car idk if there is a fast option that is recommended as we will also probably look for apartments to move into next year. Thank you in advance.

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Personal credit is tied to you (your SSN). Business credit is tied to your LLC (your EIN). With strong business credit, you can fund and grow your business without touching your personal credit. That’s how you scale smart 🧠

1. Lower your utilization to under 30% 2. Pay on time, don’t skip any payments 3. Dispute or remove any negative items. 4. Add a small secured card or credit-builder account if needed.