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🎤 Introduce yourself!
Create a post on this feed telling us who you are, what you’re working on, and what goals you’re chasing.
🎤 Introduce yourself!
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Quick Community Update
I've reorganized a few things, and want to ensure you know how to get the most out of this space. ⭕️ Step Into the Circle: Introduce yourself, share your goals, and connect with members who have similar ambitions. 💬 Ask the Circle: Have a question about credit or funding? Message me here. I'll post your question anonymously and answer it on the feed so everyone can benefit. 💳 Credit Tips: Find weekly tips here to help you build your credit the smart way. 🏆 Winner’s Wall: Celebrate wins and progress (definitely check it out for good vibes 💯). We’re always refining the system to be simpler, cleaner, and more helpful for you. Explore, connect, ask, and learn. You're in the right place!
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Collections Removed/ Boosted credit score!!
Absolutely incredible results! This business completely erased all my collections and dramatically boosted my credit score. Yes it takes time but it was worth the wait. They are professional, highly effective, and completely changed my financial outlook. Worth every penny, thank you guys!! Appreciate this so much! 10/10 recommend :)
Collections Removed/ Boosted credit score!!
Credit Limit Increase Timing
Asking for Increases Too Early Kills Trust rule: - Wait to have 3–6 months of clean usage - make Consistent payments during this time period - Be strategic spending (don't max cards) Then request increases before any new applications
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Navy Federal Pledge Loan
If you’re with Navy Federal, they have something called a Pledge Loan that can help boost your score without any risk. You can borrow your own money and pay it back monthly. Then the bank reports it as an installment loan. That helps your credit look stronger. Most people see 50–90 point jumps over time depending on their situation.
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