I get the psychology, but mathematically, you are actively destroying your own purchasing power. The absolute second a dollar stops moving, it dies. Wall Street and the government desperately want you to keep hoarding that paper so they can use it to get rich off you.
I just published a massive deep dive on this exact trap. Find out what the true, unmanipulated inflation numbers actually are, the statistical tricks they use to keep you sedated, and how to instantly pivot your dead cash into high-velocity assets! Drop your thoughts in the comments after you read it. Let's get to work!