29d • 🏆 WINS
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🔹 FCRA §601 (15 U.S.C. §1681) — Congress’ opening statement: “The banking system is dependent upon fair and accurate credit reporting.”
Translation: If it’s not 100% accurate, it’s not allowed to stay. Period.
🔹 FCRA §605B / §1681c-2 — Identity theft accounts must be blocked within 4 business days once you give them an affidavit + FTC report.
Translation: You don’t “dispute” fraud. You demand deletion. They can’t verify, they must block.
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