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Credit Scores & Scoring Models (What Actually Matters)
A credit score is a risk tool lenders use to predict how likely you are to repay a loan. It affects approvals, limits, and interest rates but only if you’re tracking the right score. Many people monitor a score without knowing which model it comes from. Ask yourself: Are you seeing a FICO® score, a VantageScore, or a third-party consumer score lenders don’t use? Why this matters: 🔹 FICO® Scores are used by about 90% of lenders 🔹 VantageScore is widely shown for free but used by less than 10% of lenders If you’re optimizing the wrong score, your fundability won’t improve. No matter the model, always: ✅ Know which score you’re viewing ✅ Monitor your full credit file, not just the number ✅ Focus on heavily weighted factors especially on-time payments Fundability improves fastest when you work on the levers lenders actually measure. Click upgrade to get expert help on getting quicker results…
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Credit Scores & Scoring Models (What Actually Matters)
LOAN OFFER
We're offering 100 % Financing for various needs, including Fix & Flip/Rehab, Buy & Hold Properties e.t.c at 7 % interest rate. Email me at [email protected]
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Sell While They Celebrate 🎉
Real talk… I don’t know if many of you have actually looked into advanced reselling, but it’s been one of d smartest moves I made this year. With Christmas coming up, online shopping is abt to explode, and this is literally d easiest way I’ve been getting consistent results through advanced Shopify reselling. It still surprises me how many people sleep on this when d opportunity is right there. If you want something simple, proven, and actually income-producing before d holiday rush hits, just comment “HOW” and I’ll show you exactly what’s been working for me. Don’t overthink it — just take the shot.
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🚨 The #1 Funding Mistake Killing Your Chances
📣Heads up! Before you send in any funding apps, there’s one massive mistake most people don’t even realize they’re making. It’s not your credit score. It’s not your income. It’s jumping in too early or without a plan. That kills your approval chances every time. 💬 Been there? Drop a comment. Think you know what it is? Share below. If you have a 700 credit score and ready to get funded click apply for funding
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🚨 The #1 Funding Mistake Killing Your Chances
LOAN OFFER
We're offering 100 % Financing for various needs, including Fix & Flip/Rehab, Buy & Hold Properties e.t.c at 7 % interest rate. Email me at [email protected]
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FundFlowMastery Starter
The #1 System & Blueprint to build your credit, structure your business, and get access to OPM to grow or start your biz & investments 💰🚀
Leaderboard (30-day)
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