📊 THE TRUTH ABOUT CREDIT UTILIZATION
Most people think “just stay under 30%” and you’re fine. But here’s the real deal: 30% is the bare minimum for not looking risky. If you actually want to look fundable, you need to be in the 1–7% range. Example: - $10,000 total limit - $3,000 balance (30%) → still red flag 🚩 - $700 balance (7%) → lenders love it ✅ Why does this matter? Because banks don’t just want to see that you’re paying — they want to see that you’re not depending on credit. Small balances = healthy borrower = higher approvals. ___________ 🚨 Don’t miss out! Join our weekly calls every Tuesday and Thursday at 12 PM EST – check the Skool calendar for links. Plus, get your free Experian hard inquiries removal! Book your call now 👉 https://calendly.com/ressa-fundflowmastery/30min Your credit score deserves this! 💪