Unlike your personal FICO credit score, which ranges from 300–850, business credit scores are measured differently. Typically, from 0 to 100 (depending on the credit bureau).
Here’s a quick breakdown:
Dun & Bradstreet PAYDEX Score: Ranges from 0–100. A score of 80+ is considered excellent.
Experian Intelliscore Plus: Ranges from 0–100. A higher score indicates lower risk to lenders.
Equifax Business Credit Risk Score: Typically ranges from 101–992. Higher is better.
These scores reflect how your business manages debt and obligations, and they’re critical for lenders, suppliers, and partners evaluating your reliability.
Want to boost your business credit score? Business credit scores reward early payments. Strive to pay vendors and lenders before the due date whenever possible. Better yet, pay immediately after receiving the invoice.
Before applying for funding, review your business credit and personal credit health. You want to see what lenders will see BEFORE applying.