*borrowed from Ramit Sethi 🚀Rule #1: Do an X-Ray on your finances Rich people who are savvy with money know exactly where their money is going.But let’s be clear: I’m not talking about obsessively tracking broccoli prices. That’s a classic $3 question. If you’re still fussing about the price of broccoli, you’re missing the bigger game — by a mile. Here are 7 questions you should be able to answer right now: - How much money do I make? - How much money do I owe and when will it be paid off? - What percent of my income am I saving? - What percent of my income am I investing? - What percent of my income am I paying for housing? - What are the things I want to spend MORE on and LESS on? - What are my invisible scripts or deeply held beliefs about money? Rich people who are savvy with money can tell you how much they'll have next month, next year, and even 5 years from now. 🚀Rule #2: Make systems for everything Let me make this crystal clear: You. Need. Systems.I've helped millions of people improve their finances and this is what I've learned: They build airtight systems that handle their money automatically: - Automatic savings - Automatic investments - Automatic bill pay 🚀Rule #3: Plan before you need to plan Most people spend hours clipping coupons or mustering every ounce of willpower to resist buying a $5 latte.Congratulations — you saved five bucks!Now, what happens if you lose your job tomorrow and have zero emergency savings?Or you skip 100 coffees and save $500... but never actually invest it? 🚀Rule #4: Follow the 80/20 principle Most people waste YEARS stressing about tiny decisions — like, "Should I skip my $3 latte? Should I reuse my sandwich bags?" — and totally miss the big picture. Rich people don't play this game. They live by the 80/20 principle: 80% of your results come from 20% of your effort. Translation: Stop worrying about the $3 decisions and focus on the $30,000 decisions instead.Sure, saving $3 here and there might add up... theoretically. But I’ll be honest, brewing coffee at home and leaving that cash sitting in your checking account won’t make you wealthy.Instead, think bigger: